Annually, we analyze the financial performance of nearly 700 life-health insurance companies domiciled in the United States and identify the top performers. Each Ward’s 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed.
2022 Life Health Ward's 50® Companies
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
Allstate Insurance Group
American Family Life Insurance Company
American Fidelity Assurance Company
American Memorial Life Insurance Company
Americo Financial Life and Annuity Insurance Company
Athene Annuity and Life Company
Auto-Owners Life Insurance Company
Berkley Life and Health Insurance Company
CIGNA Group
Companion Life Insurance Company
Country Financial
Delaware Life Insurance Company
Equitable Holdings, Inc.
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Forethought Life Insurance Company
HCC Life Insurance Company
John Hancock Life Insurance Company
Kemper Life
Liberty National Life Insurance Company
M Life Insurance Company
Metropolitan Life Insurance Company
Midland National Life Insurance Company
National Life Group
Nationwide Life Insurance Company
Northwestern Mutual Life Insurance Company
Pacific Life Insurance Company
Primerica Life Insurance Company
Principal Life Insurance Company
Prudential Insurance Company of America
RiverSource Life Insurance Company
Security Benefit Life Insurance Company
ShelterPoint Life Insurance Company
Southern Farm Bureau Life Insurance Company
Standard Insurance Company
State Farm Life Insurance Company
Tennessee Farmers Life Insurance Company
Transamerica Life Insurance Company
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
Variable Annuity Life Insurance Company
Western & Southern Financial Group
Note: The companies listed above rank as the top performing life-health companies based on our annual analysis of the insurance industry. They each have passed all safety and consistency screens and have achieved superior performance over the five years analyzed (2017-2021). Companies are listed alphabetically. An important objective is to benchmark their performance as a group. You can purchase individual company results compared to the Ward's 50 benchmark from our website. Purchase a Ward's 50 Benchmarks Comparison Report.
Prior Years' Life Health Ward's 50® Companies
View 2021 Ward's 50 Companies
View 2020 Ward's 50 Companies
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
Amalgamated Life Insurance Company
American Family Life Insurance Company
American Fidelity Assurance Company
American Memorial Life Insurance Company
Americo Financial Life and Annuity Insurance Company
Athene Annuity and Life Company
Auto-Owners Life Insurance Company
Berkley Life and Health Insurance Company
CIGNA Group
Companion Life Insurance Company
Delaware Life Insurance Company
Equitable Holdings, Inc.
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Farmers New World Life Insurance Company
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Forethought Life Insurance Company
HCC Life Insurance Company
John Hancock Life Insurance Company
Kemper Life
Liberty National Life Insurance Company
M Life Insurance Company
Metropolitan Life Insurance Company
Midland National Life Insurance Company
National Life Group
Nationwide Life Insurance Company
Northwestern Mutual Life Insurance Company
Pacific Life Insurance Company
Primerica Life Insurance Company
Principal Life Insurance Company
Prudential Insurance Company of America
RiverSource Life Insurance Company
Security Benefit Life Insurance Company
ShelterPoint Life Insurance Company
Standard Insurance Company
State Farm Life Insurance Company
Tennessee Farmers Life Insurance Company
Transamerica Life Insurance Company
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
USAA Life Insurance Company
USAble Life Insurance Company
Variable Annuity Life Insurance Company
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
Allstate Life Insurance Company
American Family Life Insurance Company
American Fidelity Assurance Company
American Memorial Life Insurance Company
Americo Financial Life and Annuity Insurance Company
Anthem Life Insurance Company
Athene Annuity and Life Company
Auto-Owners Life Insurance Company
Berkley Life and Health Insurance Company
Berkshire Hathaway Life Insurance Co of Nebraska
CIGNA Group
Companion Life Insurance Company
Delaware Life Insurance Company
Equitable Life Insurance Company
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Farmers New World Life Insurance Company
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Foresters Life Insurance and Annuity Company
Forethought Life Insurance Company
Great American Insurance Group
John Hancock Life Insurance Company
Liberty National Life Insurance Company
M Life Insurance Company
Metropolitan Life Insurance Company
Midland National Life Insurance Company
Nationwide Life Insurance Company
Pacific Life Insurance Company
Primerica Life Insurance Company
Principal Life Insurance Company
Prudential Insurance Company of America
RiverSource Life Insurance Company
Security Benefit Life Insurance Company
ShelterPoint Life Insurance Company
State Farm Life Insurance Company
Tennessee Farmers Life Insurance Company
Tokio Marine HCC
United Insurance Company of America
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
USAA Life Insurance Company
USAble Life Insurance Company
Variable Annuity Life Insurance Company
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
Allstate Life Insurance Company
American Family Life Insurance Company
American Fidelity Assurance Company
Americo Financial Life and Annuity Insurance Company
Anthem Life Insurance Company
Athene Annuity and Life Company
Auto-Owners Life Insurance Company
AXA Equitable Life Insurance Company
Berkley Life and Health Insurance Company
Berkshire Hathaway Life Insurance Company of NE
CIGNA Group
Companion Life Insurance Company
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Farmers New World Life Insurance Company
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Foresters Life Insurance and Annuity Company
Forethought Life Insurance Company
Great American Insurance Group
Great-West Life & Annuity Insurance Company
HCC Life Insurance Company
Integrity Life Insurance Company
Liberty National Life Insurance Company
LifeWise Assurance Company
M Life Insurance Company
Midland National Life Insurance Company
National Teachers Associates Life Insurance Company
Nationwide Life Insurance Company
Ozark National Life Insurance Company
Pacific Life Insurance Company
Primerica Life Insurance Company
Principal Life Insurance Company
Protective Life Insurance Company
Prudential Insurance Company of America
RiverSource Life Insurance Company
ShelterPoint Life Insurance Company
Tennessee Farmers Life Insurance Company
United Insurance Company of America
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
USAA Life Insurance Company
USAble Life Insurance Company
Variable Annuity Life Insurance Company
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
American Family Life Insurance Company
American Fidelity Assurance Company
American General Life Insurance Company
Americo Financial Life and Annuity Insurance Company
Anthem Life Insurance Company
Auto-Owners Life Insurance Company
AXA Equitable Life Insurance Company
Bankers Life & Casualty Company
Berkley Life and Health Insurance Company
Berkshire Hathaway Life Insurance Company of Nebraska
CIGNA Group
Combined Insurance Company of America
Companion Life Insurance Company
Delaware Life Insurance Company
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Foresters Life Insurance and Annuity Company
Forethought Life Insurance Company
Great American Insurance Group
HCC Life Insurance Company
Integrity Life Insurance Company
John Hancock Life Insurance Company
Liberty National Life Insurance Company
Life Insurance Company of the Southwest
LifeWise Assurance Company
M Life Insurance Company
Midland National Life Insurance Company
National Teachers Associates Life Insurance Company
Nationwide Life Insurance Company
Ozark National Life Insurance Company
Pacific Life Insurance Company
Primerica Life Insurance Company
Principal Life Insurance Company
RiverSource Life Insurance Company
ShelterPoint Life Insurance Company
Symetra Life Insurance Company
Tennessee Farmers Life Insurance Company
United Insurance Company of America
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
USAA Life Insurance Company
USAble Life Insurance Company