Annually, we analyze the financial performance of nearly 700 life-health insurance companies domiciled in the United States and identify the top performers. Each Ward’s 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed.
2024 Life Health Ward's 50® Companies
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
Allstate Insurance Group
American Family Life Insurance Company
American Fidelity Assurance Company
Athene Annuity and Life Company
Auto-Owners Life Insurance Company
Berkley Life and Health Insurance Company
Cincinnati Life Insurance Company
Combined Insurance Company of America
Companion Life Insurance Company
Corebridge Financial
Country Life Insurance Company
Delaware Life Insurance Company
Equitable Holdings, Inc.
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Forethought Life Insurance Company
HCC Life Insurance Company
John Hancock Life Insurance Company
Liberty National Life Insurance Company
M Life Insurance Company
Metropolitan Life Insurance Company
Midland National Life Insurance Company
Mutual of Omaha
National Life Group
Nationwide Life Insurance Company
Northwestern Mutual Life Insurance Company
Pan-American Life Insurance Company
Primerica Life Insurance Company
Prudential Insurance Company of America
RiverSource Life Insurance Company
Security Benefit Life Insurance Company
Shelter Life Insurance Company
ShelterPoint Life Insurance Company
Southern Farm Bureau Life Insurance Company
State Farm Life Insurance Company
Tennessee Farmers Life Insurance Company
The Cigna Group
The Guardian Life Insurance Company of America
The Hartford Life & Accident Insurance Company
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
Western & Southern Financial Group
Note: The companies listed above rank as the top performing life-health companies based on our annual analysis of the insurance industry. They each have passed all safety and consistency screens and have achieved superior performance over the five years analyzed (2019-2023). Companies are listed alphabetically. An important objective is to benchmark their performance as a group. You can purchase individual company results compared to the Ward's 50 benchmark from our website. Purchase a Ward's 50 Benchmarks Comparison Report.
Prior Years' Life Health Ward's 50® Companies
View 2023 Ward's 50 Companies
View 2022 Ward's 50 Companies
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
Allstate Insurance Group
American Family Life Insurance Company
American Fidelity Assurance Company
American Memorial Life Insurance Company
Americo Financial Life and Annuity Insurance Company
Athene Annuity and Life Company
Auto-Owners Life Insurance Company
Berkley Life and Health Insurance Company
Cincinnati Life Insurance Company
Combined Insurance Company of America
Companion Life Insurance Company
Country Life Insurance Company
Delaware Life Insurance Company
Equitable Holdings, Inc.
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Forethought Life Insurance Company
HCC Life Insurance Company
John Hancock Life Insurance Company
Kemper Life
Liberty National Life Insurance Company
M Life Insurance Company
Metropolitan Life Insurance Company
Midland National Life Insurance Company
National Life Group
Nationwide Life Insurance Company
Northwestern Mutual Life Insurance Company
Pacific Life Insurance Company
Pan-American Life Insurance Company
Primerica Life Insurance Company
Prudential Insurance Company of America
RiverSource Life Insurance Company
Security Benefit Life Insurance Company
Shelter Life Insurance Company
ShelterPoint Life Insurance Company
Southern Farm Bureau Life Insurance Company
State Farm Life Insurance Company
Tennessee Farmers Life Insurance Company
The Cigna Group
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
Western & Southern Financial Group
AAA Life Insurance Company
Aetna Life Insurance Company
AFLAC
Allianz Life Insurance Company of North America
Allstate Insurance Group
American Family Life Insurance Company
American Fidelity Assurance Company
American Memorial Life Insurance Company
Americo Financial Life and Annuity Insurance Company
Athene Annuity and Life Company
Auto-Owners Life Insurance Company
Berkley Life and Health Insurance Company
CIGNA Group
Companion Life Insurance Company
Country Financial
Delaware Life Insurance Company
Equitable Holdings, Inc.
EquiTrust Life Insurance Company
Farm Bureau Life Insurance Company
Farm Bureau Life Insurance Company of Michigan
Federated Life Insurance Company
Fidelity Investments Life Insurance Company
Fidelity Security Life Insurance Company
Forethought Life Insurance Company
HCC Life Insurance Company
John Hancock Life Insurance Company
Kemper Life
Liberty National Life Insurance Company
M Life Insurance Company
Metropolitan Life Insurance Company
Midland National Life Insurance Company
National Life Group
Nationwide Life Insurance Company
Northwestern Mutual Life Insurance Company
Pacific Life Insurance Company
Primerica Life Insurance Company
Principal Life Insurance Company
Prudential Insurance Company of America
RiverSource Life Insurance Company
Security Benefit Life Insurance Company
ShelterPoint Life Insurance Company
Southern Farm Bureau Life Insurance Company
Standard Insurance Company
State Farm Life Insurance Company
Tennessee Farmers Life Insurance Company
Transamerica Life Insurance Company
UnitedHealthcare Insurance Company
Unum Life Insurance Company of America
Variable Annuity Life Insurance Company
Western & Southern Financial Group