Compare key financial metrics with the
Ward's 50 group of top performers and the industry.


View Ward's 50     Order Reports

2017 Ward's 50® Companies


Each Ward’s 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed:

  • Life-Health Ward's 50 Companies  — We analyzed the financial performance of more than 700 life-health insurance companies domiciled in the United States to identify the top performers. Learn more.
  • Property-Casualty Ward's 50 Companies  — We analyzed the financial performance of nearly 3,000 property-casualty insurance companies domiciled in the United States to identify the top performers. Learn more.
  • 2018 Ward's 50 Top Performers  — The 2018 Ward's 50 List of Top Performers will be released in a webinar on July 17, 2018.  Register Now.


Why Top Performance Matters

The insurance industry is competitive and top performers excel at managing expenses and the efficiciencies of their operations. Annually, we analyze the financial performance of nearly 3,000 property-casualty insurance companies and more than 700 life-health insurance companies domiciled in the United States and identify the Ward’s 50® top performers in each segment. Each Ward's 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed. Top performers in the insurance industry see:

  • More Favorable Returns of Average Equity 
  • Greater Growth in Net Premium Income 
  • Greater Growth in Net Premiums Written 
  • Greater Growth in Policyholder Surplus 
  • Lower Expenses Relative to Net Premiums 
  • Lower Expenses Relative to Net Premiums Written 

You can order customized reports of select Ward's 50 Benchmark Group comparisons for individual companies. Learn more.

Ward's 50® Certification Methodology

Our methodolody is grounded in the evaluation of key safety and consistency measurements and performance tests. Low investment returns, rising loss costs, and competitive market conditions continue to impact financial returns for the industry. In selecting the Ward’s 50, we identify companies that pass financial stability requirements and measure their ability to grow while maintaining strong capital positions and underwriting results. To be awarded the Ward's 50 designation, insurance companies must pass minimum thresholds of performance.

  • Safety and Consistency Tests  — Each company must pass primary safety and consistency tests, including:
    • Surplus and premiums of at least $50 million for each of the five years analyzed
    • Net income in at least four of the last five years
    • Compound annual growth in premiums between 10% and 40%
  • Performance Measurements  — We'll review the financial stability of all companies to ensure that they have the potential to grow while maintaining strong financial figures. Companies that pass the safety and consistency tests are measured and scored on the following elements:
    • Five Year Average Return on Average Equity
    • Five Year Average Return on Average Assets
    • Five Year Average Return on Total Revenue
    • Five Year Growth in Revenue
    • Five Year Growth in Surplus
    • Five Year Average Combined Ratio*
* Applicable only to property-casualty insurance companies.

Ward's 50® Comparison Reports




The Ward's 50 companies are listed alphabetically. An important objective is to compare their performance as a group with the rest of the insurance industry. You can order customized reports of select Ward's 50 Benchmark Group comparisons for individual companies. Order a Report.

Download a sample Ward's 50 Comparison Report for property-casualty
Download a sample Ward's 50 Comparison Report for life-health

Interested in more detailed analyses? Meet our benchmarking experts.

 

Jeffrey Rieder
Partner, Head of Ward Group

Read Bio

Charlie Gall
Associate Partner, Ward Group

Read Bio

Don McNees
Partner, Ward Group
Life, Annuity, Health, and Retirement

Read Bio

Ready to Learn More?

Contact our team today to develop a tailored and more effective expense management approach at your firm.
  • Subscribe to News and Updates